Competitive Mortgage Rates and Fees in Colorado

Bonelli Financial Group blends human expertise with the power of artificial intelligence to deliver a seamless and personalized Colorado mortgage lending experience.

How Bonelli Financial Group Can Help You Lock in Lower Colorado Mortgage Rates

We Have a Team of Licensed and Experienced Colorado Mortgage Loan Officers. Whether you're looking to buy a home in Colorado or refinance your existing Colorado mortgage loan , borrowers often dread the mortgage loan and refinance process. That is because the traditional way to shop for a mortgage loan is antiquated and broken. Bonelli Financial Group has a streamlined the mortgage loan process to be easy, fast, and exciting so you can focus on enjoying your new home and this new chapter in life without the stress of a long and complicated mortgage loan process.

Competitive Rates

We compare loan options from multiple lenders to help you secure competitive rates and terms.

Save Money

Unlike banks we don't have high fees and hidden costs. Total Transparency.

Save Time

We are known for fast approval & closing times to make the mortgage loan process smooth.

When searching for mortgage home loans in Colorado, it is crucial to consider reputable CO home lenders like Bonelli FG who offer competitive rates and lower refinance fees. Bonelli FG lenders are recognized for offering competitive mortgage home loans in CO with flexible terms to suit a variety of financial situations.


Finding the right lender can significantly impact the overall cost of your mortgage and your ability to refinance in the future. Refinancing your mortgage can be smart, especially if you can secure lower refinance fees from a CO home lender. Refinancing allows homeowners to adjust their loan terms, reducing monthly payments or changing the loan duration to better fit their current financial goals.


By partnering with a CO home lender that offers lower refinance fees, you can maximize your savings and improve your financial flexibility. It is essential to thoroughly research and compare different CO lenders to ensure you get the best mortgage home loans. Look for CO home lenders with a strong reputation for customer service, transparent pricing, and a wide range of loan products. This will help you find a mortgage that meets your needs while providing the most favorable terms.


With careful consideration and thorough research, you can find a CO home lenders that not only meets your immediate needs but also supports your long-term financial goals, providing you with a sense of security and reassurance about your financial future. Call Bonelli Financial Group at 800-266-3554.

Colorado Home Loans

Conventional Loans

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Debt Service Coverage Ratio (DSCR) Loans

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Federal Housing Authority (FHA) Loans

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Home Equity Loans (HELOANs)

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Bonelli Financial Group specializes in delivering customized mortgage solutions for Colorado homebuyers and homeowners. Our process starts with a detailed financial consultation, allowing us to match you with competitive mortgage rates and loan terms that suit your unique financial goals. From first-time buyers to seasoned homeowners, our mission is to make Colorado mortgage lending smarter, simpler, and more rewarding.

Personal Approach

We believe that the mortgage process should be more than just a transaction — it should be a partnership. Unlike big lenders that treat you like a number, we take the time to understand your unique needs and financial goals. Our team provides a tailored, one-on-one experience, guiding you through each step of the process with clarity and care

Competitive Pricing

Without the heavy corporate structure and overhead costs of larger lenders, Bonelli Financial Group can offer competitive pricing that directly benefits you. By operating efficiently, we can offer cost savings that translate into competitive rates and minimized fees for you.

Balanced Use of AI

We embrace AI to streamline and speed up the loan approval process, making it smooth and efficient. However, we never rely solely on technology. Our team is always just a phone call away, ensuring you receive the personal attention and care that every mortgage experience deserves.

Customer Reviews

In Colorado, 2025 mortgage statistics show a mix of trends. Mortgage rates have been fluctuating around 6% to 7% for the 30-year fixed rate, according to LendingTree. While rates have edged slightly lower recently, they are expected to remain relatively high throughout the year. Home prices are also projected to increase moderately, though at a slower pace than in previous years. 


Here's a more detailed breakdown:


Mortgage Rates:

  • 30-year fixed-rate:
  • Currently around 6.75%, with the potential for further slight declines but overall expected to stay elevated in 2025. 
  • 15-year fixed-rate:
  • Around 6.04%, reflecting the overall trend of higher rates. 
  • Rate Trends:
  • Mortgage rates in Colorado have generally been increasing, mirroring national trends. However, there have been recent dips, and some experts anticipate further declines, though not significant drops. 
  • Forecasting:
  • Many experts predict that 30-year mortgage rates will remain between 6% and 7% in 2025. Some forecasts suggest a potential range of 5.5% to 6.0% by the end of the year. 

Home Prices:

  • Projections:
  • The National Association of Realtors predicts a 3% increase in median home prices in 2025. 
  • Market Outlook:
  • Home prices are expected to rise, but at a more moderate pace than in previous years, which saw double-digit percentage growth in some markets. 

Other Factors:

  • Inventory:
  • Housing inventory is still considered tight, which can put upward pressure on prices. 
  • Conforming Loan Limits:
  • The conforming loan limit for single-family homes in most of Colorado is $806,500, though it can be higher in some high-cost areas. 
  • FHA Loan Limits:
  • FHA loan limits in Colorado vary depending on the type of property (single-family, two-unit, etc.) and location. 


*The mortgage rate data, housing price forecasts, and lending limits presented are for general informational purposes only and are based on publicly available sources such as LendingTree and the National Association of Realtors. These figures are subject to change and may not reflect real-time market conditions or individual borrower qualifications. Mortgage rates and housing trends vary by region and lender. Please consult a licensed mortgage lender or real estate professional for personalized advice and the most up-to-date information.

14

YEARS IN THE INDUSTRY

200+

SATISFIED CUSTOMERS

7

AVAILABLE LOAN OFFICERS

200+

DEALS SECURED

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